| 1. Sterling Bank of Asia, Inc. (A Savings Bank) |
| 2. Philippine Business Bank, Inc., A Savings Bank |
| 3. Philippine Savings Bank |
| 4. Citystate Savings Bank, Inc. |
| 5. AllBank (A Thrift Bank), Inc. * |
| 1. AB Capital and Investment Corporation |
| 2. Philippne Commercial Capital, Inc. |
| 3. Philippine Depository and Trust Corporation * |